The idea of owning a warehouse full of goods before you can make money is outdated. Thanks to the rise of affiliate marketing and digital platforms, you can now earn a substantial income by selling products that you don’t even own. This is called selling other people’s products, and it’s one of the smartest and most beginner-friendly ways to earn money online today.

Whether you’re a student, fresh graduate, NYSC member, stay-at-home parent, or an employee looking for a side hustle, affiliate marketing offers a low-risk, high-reward path to financial freedom.

You don’t need to create your own product, handle customer complaints, or worry about logistics. Your job is simply to promote the product effectively, and once someone makes a purchase through your unique affiliate link, you earn a commission. It’s that simple.

With an increase in internet access and smartphone usage, selling other people’s products online has become even easier. Platforms like JvZoo, Warriorplus, and others have created an ecosystem where anyone with a smartphone and basic marketing skills can turn their WhatsApp or Facebook account into a steady stream of income.

In this guide, we’ll explore how affiliate marketing works, how to get started, and how to scale your income to ₦100,000 – ₦500,000 monthly without owning a single product.

Understand the Business Model

Selling other people’s products online is a form of affiliate marketing or reselling. Here’s how it works:

• You choose a product or platform with an affiliate program
• You get your unique referral link
• You share that link with others through WhatsApp, Facebook, Twitter, TikTok, or blog content
• When someone clicks your link and makes a purchase, you get paid a commission
  

 

This model works whether the product is physical (like a phone or fashion item) or digital (like an online course, subscription, or software). Affiliate marketing is rapidly becoming the go-to side hustle because it requires little to no capital and can be done entirely from a smartphone.

Pick the Right Product or Platform

Not every product is worth promoting. To succeed, choose products that:

• Solve a real problem (e.g., how to make money, improve skills, stay healthy)
• Are high in demand
• Offer good commissions (30% to 50% or more)
• Have a simple signup process and fast payouts
  

 

Popular affiliate platforms Nigerians are using include:

• Daily Income Village (DIV)
• JvZoo
• Jumia Affiliate Program
• Amazon Associates (for those selling to global audiences)

Learn Basic Digital Marketing Skills

To make real money, you must learn how to market products effectively. The good news? You don’t need to become an expert overnight. Focus on:

• Content creation: Write short posts or make simple videos about the product
• Copywriting: Use persuasive words to get people interested
  
• WhatsApp & Facebook marketing: Use groups, status updates, and DMs
  
• Storytelling: Tell people how the product helped you or others
  

 

You can use tools like Canva for designing posts, CapCut for creating videos, and ChatGPT for writing compelling messages.

Be Consistent and Build Trust

Selling online is like planting a seed. You might not make ₦10,000 in your first week, but if you’re consistently posting daily, answering questions, and providing value you’ll build an audience that trusts you.

Once people see that you’re real, honest, and helpful, they’ll click your links, make purchases, and even refer others. That’s how income starts growing slowly at first, then consistently.

Scale Your Efforts

As your confidence grows, you can:

• Automate: Use autoresponders, broadcast lists, or chatbots
  
• Create a simple website or landing page
• Start running small Facebook or Instagram ads
  
• Grow your community: Launch a WhatsApp or Telegram group for exclusive tips and updates
  

 

Eventually, this side hustle can turn into a full-time business bringing in ₦100,000 to ₦500,000 monthly or more, depending on your consistency and strategy.

Make Money Selling Daily Income Village Membership Access (DIV)

One of the most popular and trusted platforms in Nigeria for selling digital products is Daily Income Village (DIV). This platform is designed specifically for people who want to earn daily income from their phones by promoting a solution that’s already helping thousands.

Whether you’re a student, job seeker, or side hustler, you can make ₦100,000 to ₦500,000 monthly simply by promoting DIV as an affiliate.

Here’s how to make money selling Daily Income Program (DIV):

1. Understand How the DIV Affiliate Program Works

Daily Income Village offers two main ways to earn:

• First-time sales: When someone registers on the platform using your affiliate link, you earn 40% commission instantly.
• Recurring sales: When that same person renews their membership after one month, six months, or one year you earn 20% commission again and again, every time they renew.

 

This structure is powerful because you’re not only earning once you’re building a recurring income stream. That means, with consistency, your income increases over time even with minimal effort after the initial sale.

2. Do the Math: Earning ₦100,000 to ₦500,000 Is Possible

Let’s break it down clearly:

• Suppose the DIV membership costs ₦20,000
• On every first-time registration, you earn ₦8,000 (40%)
  
• On every renewal, you earn ₦4,000 (20%)
  

 

Here’s how to hit ₦100,000 monthly:

• 13 new referrals × ₦8,000 = ₦104,000
• Or 25 renewals × ₦4,000 = ₦100,000
• Or a smart combo: 8 new + 15 renewals = ₦64,000 + ₦60,000 = ₦124,000
  

 

Now scale that up. If you consistently refer new users while old ones renew, you can hit ₦200,000 to ₦500,000 monthly within a few months of consistent work. This is how serious affiliates build a passive income pipeline.

3. Promote Strategically

You don’t need to be a social media influencer or run expensive ads. You only need to be consistent and strategic with your content.

Here are smart ways to promote:

Use WhatsApp Status daily to post:

• Screenshots of your earnings
• Testimonies from new members
• Short tips on how people can make money through DIV

 

Join Facebook and WhatsApp groups where people are actively looking for ways to make money online

Create short stories about how you started:

“I was struggling as a student until I joined DIV. Now I make ₦60,000–₦100,000 monthly just helping others learn the same.”

Avoid spam. Focus on value-driven marketing. Use your affiliate link wisely in conversations, DMs, and posts. Let people know you’re here to help, not just sell.

4. Target the Right Audience

Don’t waste energy trying to convince people who aren’t ready. Focus on those who already need an income opportunity:

• Students: Hungry for legit online income to cover school expenses
  
• NYSC Members: Looking for extra income during service year
  
• Office Workers: Wanting to supplement their salary
  
• Stay-at-home Parents: Who want to earn from home with a smartphone
  
• Smart Hustlers: Tired of scammy, unreliable Ponzi schemes
  

 

These groups are actively searching for what DIV offers. Your job is to present it clearly, confidently, and with proof.

5. Build Monthly Recurring Revenue (MRR)

What makes DIV powerful is its renewal system. Once people register, get access to training, start making money, and join the community, they’re likely to renew.

Let’s say:

• In your first 2 months, you refer 50 people
  
• Next month, 30 of them renew
  
• You earn ₦4,000 × 30 = ₦120,000, without making a single new referral
  

 

That’s how passive income starts. The more people you help get results, the more consistent your earnings will be month after month.

Other General Tips for Selling Any Product Online (Even Outside DIV)

1. Choose Products That Solve Real Problems

Before promoting anything, ask:
Does this solve a real problem for people?
If yes, then it’s easier to sell. Whether it’s a digital course, a skincare product, or a tech tool people buy solutions, not just items.

2. Use Storytelling in Your Promotion

Don’t just drop your link. Tell a story.

Example:

“I used to waste time online until I discovered this ₦20k platform that taught me how to make money from WhatsApp. In 3 weeks, I earned my first ₦40,000.”
Stories build trust and connect emotionally.

3. Build an Email List or WhatsApp Group

Rather than selling once, build a community of people who trust you. Create a broadcast list or closed WhatsApp group where you regularly share:

• Tips
• Offers
  
• Motivation
  
• Training updates
  

 

This helps increase repeat sales.

4. Upsell or Cross-sell

Once someone buys a product through your link, offer them related products.

Example:

If someone joins DIV, recommend a data subscription offer or another course that complements it. This increases your total revenue per buyer.

Conclusion

Selling other people’s products especially through affiliate marketing is one of the easiest and most profitable ways to make money online in Nigeria in 2025. You don’t need capital to stock inventory or spend months building a business from scratch. All you need is a good product, a solid platform like Daily Income Village, and consistent effort to promote it.

Whether you’re a student, NYSC member, stay-at-home parent, or 9–5 worker, you can turn your smartphone into a money-making tool by helping others find solutions and getting paid in the process. With DIV, your efforts go beyond just making one-time money. You’re building recurring income that grows monthly as your referral base expands.

If you’ve been looking for a reliable, practical, and low-risk way to earn online, this is your moment. Start selling smart. Start earning fast. Start with Daily Income Village and let your story of financial freedom beg